Finance & Fintech

Personal Budget Planner

Build a budgeting app with income/expense tracking, savings goals, and monthly financial reports.

Build a personal budget planner:

Income tracking:
- Add income sources with name, amount, frequency, and date
- Support multiple income streams
- Track expected vs. actual income

Budget planning:
- Create monthly budget with categories and allocated amounts
- Categories: housing, food, transportation, utilities, entertainment, savings, debt, healthcare, education, personal
- Suggested budget allocation based on income (50/30/20 rule option)
- Carry forward budget template month to month

Expense tracking:
- Log expenses against budget categories
- Running balance per category (budgeted - spent)
- Visual progress bars showing budget consumption
- Color coding: green (under budget), yellow (close), red (over)

Savings goals:
- Create goals with name, target amount, and deadline
- Track progress with contributions
- Visual progress to goal
- Suggested monthly savings amount to reach goal on time

Reports:
- Monthly summary: income, expenses, savings, net worth change
- Category trends over months
- Bill reminders for recurring expenses
- Export monthly reports as PDF

The app should have user authentication.

Visual style:
- Color palette: soft mint (#F0FDF4) background with green (#15803D) for savings and warm amber (#D97706) for spending
- Category budget bars with progress indicators and monthly overview cards
- Friendly, approachable sans-serif typography
- Personal finance aesthetic — encouraging, goal-oriented, like Mint or YNAB

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